Gard’s board of directors have decided that no General Increase was necessary for 2020 Owners mutual entries., with last instalment set at 20% of ETC.

The Club confirms 20% reduction in ETC for policy year 2016 and 2017, whilst 2018 is expected to be closed with 10% reduction on ETC. Last premium installment for 2019 remains 20% of ETC at present.

Standard deductibles remain unchanged.

Release calls for open policy years are:

2017: 5%

2018: 5%

2019: 10%

2020: 10%

The Club’s circular is available on their website for full details.