Unless otherwise stated, combined ratios refer to the policy year 20 February 2024 to 20 February 2025.

American Club – TBA

Britannia – TBA

Gard – 95.5% *For the calendar year ending 31 December 2024.

Japan P&I – TBA

London Club – TBA

NorthStandard – 114%

Skuld – 112%

Shipowners Club – 98.8% * For the calendar year ending 31 December 2024.

Steamship – 112.8%

Swedish Club – 98% * For the calendar year ending 31 December 2024.

UK Club – 116%

West of England – 103.9%