Skuld have released their 2025/26 renewal circular with a 5% target rise in Estimated Total Call and a 5% Member’s credit being announced. As usual the Club are not imposing any General Increase and are instead using the strategy of adjusting premiums based on performance of individual Members. The 5% Member’s credit will apply to Mutual P&I premium subject to renewing with Skuld in 2025/26.

Adjustments to the International Group GXL reinsurance rates will also be passed on to Members.

The circular refers to an increase in higher value claims industry wide when compared with the previous year. This has been mitigated by positive performance from the investment portfolio.

The Club expect their premium income to exceed USD 565m by the end of the year, up from USD 527m at the end of the 2023/24 policy year, which reflects the ongoing growth strategy of the Club. Global inflation is referred to as having a negative impact on attritional claims and operating costs. In addition to the attritional claims the Club has seen an increase in severity of larger claims (excess of USD 1m).

Release calls have been set as below:

2022/23 – 7.5%

2023/24 – 10%

2024/25 – 15%

2025/26 – 15%

The full circular can be found using the below link:

Skuld Renewal Update 1 policy year 2025/26 – Skuld