Gard have announced they will be seeking a nil General Increase for P&I and FD&D for the 2018 year.  There will be no change in standard deductibles.

Open policy years:

2015 is anticipated to be closed without any further Calls.  Release Call set at 5%

2016 is anticipated to be closed without any further Calls.  Release Call set at 5%

2017 Deferred Call remains open at 25% of Advanced Call, but if the full year result remains in line with the mid-year results, a reduction in the Deferred Call can be expected.  A final decision on will be made in May 2018.  Release Call set at 20%

2018 Deferred Call will be set at 25% and Release Call at 20%.

A full copy of the Circular can be found here.